Results: 21

Icon: Income Level - HighHigh Income $100,000 - $200,000

Economic Cohorts classifies consumers into clusters based on a multi-dimensional framework including financial capacity, estimated income and householder demographics. The clusters are then placed into standard groups within broad income ranges.  All clusters in the ‘High Income’ tier show estimated household income values between $100 and $200K.

Hover over the underlined cluster name or icons for more information.

Group I
Young | Age < 35

I43. Charge-It Champs: Young Suburban Families
Ambitious married couples with kids. High income, high discretionary spending habits. Credit active. Tech savvy. Midscale to upscale neighborhoods. “Swayable Shopaholics.”

% of HHs: 0.99%
Income: $120.4K
Spending: $57.7K
Credit Use: High

Icon: FamilyIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – High Use

Group I
Young | Age < 35

I44. Charge-It Champs: Young Suburban Singles and Couples
Educated young singles and couples. No kids. Moderate to high income, moderate discretionary spending habits. Credit active. Limited investments. Thrill seekers. Value material possessions. Have a student loan.

% of HHs: 1.08%
Income: $117.4K
Spending: $59.5K
Credit Use: Moderate

Icon: Couple/SingleIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Moderate Use

Group I
Young | Age < 35

I45. Confident Futures: Young City Families
Young parents with dual incomes. Financially stable. Low credit balances. Spend within their means. Big city, upscale neighborhoods. Child oriented.

% of HHs: 0.8%
Income: $133.5K
Spending: $67.7K
Credit Use: Moderate

Icon: FamilyIcon: High Spending $65K+Icon: Many Lines of Credit – Moderate Use

Group I
Young | Age < 35

I46. Confident Futures: Young City Singles
College educated singles. High income. Moderate credit utilization. Comfortable taking investment risks. Focused on paying off loans. Big city, upscale neighborhoods.

% of HHs: 0.85%
Income: $124.3K
Spending: $71.4K
Credit Use: Low

Icon: SingleIcon: High Spending $65K+Icon: Some Lines of Credit – Moderate Use

Group I
Young | Age < 35

I47. Material World: Urban Families
Married with kids. Very high discretionary spending relative to their high income. Low credit reliance. Finances are under control. Have a nest egg. Social climbers.

% of HHs: 0.59%
Income: $177.8K
Spending: $120.3K
Credit Use: Low

Icon: FamilyIcon: High Spending $65K+Icon: Many Lines of Credit – Moderate Use

Group I
Young | Age < 35

I48. Material World: Urban Singles
Ambitious, highly educated singles. High income and discretionary spending levels. Low credit utilization. Never or rarely carry credit card balance. Follow trends. Willing to pay for quality.

% of HHs: 0.41%
Income: $176.1K
Spending: $144.6K
Credit Use: Low

Icon: Couple/SingleIcon: High Spending $65K+Icon: Some Lines of Credit – Low Use

Group J
Working Years | Age 35-54

J49. House of Cards: Suburban Families
Family-oriented couples with kids. Use credit cards; many loans. Often carry credit card balances. High income, moderate discretionary spending levels. Limited investments. Spenders more than savers.

% of HHs: 1.11%
Income: $112.6K
Spending: $39.5K
Credit Use: High

Icon: FamilyIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – High Use

Group J
Working Years | Age 35-54

J50. House of Cards: Suburban Singles and Couples
Singles and couples; no kids. Reliant on a large number of credit cards and loans. Occasionally take financial risks. High income, moderate discretionary spending levels. Play the lottery.

% of HHs: 1.34%
Income: $109.9K
Spending: $38.4K
Credit Use: High

Icon: Couple/SingleIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – High Use

Group J
Working Years | Age 35-54

J51. Prudent Professionals: Suburban Families
Economically prudent, highly-educated suburban homeowners. Low discretionary spending levels relative to their high income. Low credit utilization. Have life insurance.

% of HHs: 3.01%
Income: $142K
Spending: $58.2K
Credit Use: Moderate

Icon: FamilyIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Moderate Use

Group J
Working Years | Age 35-54

J52. Prudent Professionals: Suburban Singles and Couples
Couples and singles in midscale and upscale city neighborhoods; no kids. High income, moderate discretionary spending habits. Careful money managers; low credit utilization. Homeowners. Educated professionals.

% of HHs: 3.38%
Income: $133.2K
Spending: $52.4K
Credit Use: Moderate

Icon: Couple/SingleIcon: Moderate Spending $35K-$65K Icon: Some Lines of Credit – Moderate Use

Group J
Working Years | Age 35-54

J53. Suburban Success: Upscale Families
Families with high incomes and discretionary spending. Low credit utilization. Rarely carry a balance. College educated. Well-insured homeowners. Bank online.

% of HHs: 2.21%
Income: $180.5K
Spending: $102.1K
Credit Use: Low

Icon: FamilyIcon: High Spending $65K+Icon: Many Lines of Credit – Low Use

Group J
Working Years | Age 35-54

J54. Suburban Success: Upscale Singles and Couples
Singles and couples in or near cities, no kids. High incomes and discretionary spending. Low credit utilization. Homeowners. College educated.

% of HHs: 2.53%
Income: $175.5K
Spending: $99.5K
Credit Use: Low

Icon: Couple/SingleIcon: High Spending $65K+Icon: Many Lines of Credit – Low Use

Group K
Pre-Retirement | Age 55-64

K55. Living for Today: Couples
Couples in midscale and upscale city neighborhoods; no kids. Fairly high income. Moderate discretionary spending. High credit utilization. May have little savings. Homeowners.

% of HHs: 1.43%
Income: $116.8K
Spending: $41.6K
Credit Use: Moderate

Icon: CoupleIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Moderate Use

Group K
Pre-Retirement | Age 55-64

K56. Planners and Savers: Suburban Families
Families in midscale and upscale suburban neighborhoods. High incomes. Moderate discretionary spenders. Low credit utilization. Homeowners. Savers. Kids influence shopping.

% of HHs: 1.52%
Income: $142.3K
Spending: $52.2K
Credit Use: Moderate

Icon: FamilyIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Moderate Use

Group K
Pre-Retirement | Age 55-64

K57. Planners and Savers: Small Town Couples
Couples in small towns. No kids. High income, moderate discretionary spending habits. Low credit utilization. Long-time homeowners.

% of HHs: 2.91%
Income: $131.5K
Spending: $44.1K
Credit Use: Moderate

Icon: CoupleIcon: Moderate Spending $35K-$65K Icon: Some Lines of Credit – Moderate Use

Group K
Pre-Retirement | Age 55-64

K58. Planners and Savers: City Couples
Upscale pre-retirement singles and couples in big cities, no kids. Moderate discretionary spending relative to high income. Carry below average credit card balances. Homeowners. College educated. Value financial planning.

% of HHs: 2.81%
Income: $149.9K
Spending: $64.9K
Credit Use: Low

Icon: CoupleIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Low Use

Group K
Pre-Retirement | Age 55-64

K59. Country Club Climbers: Suburban Empty Nesters
Married couples in upscale city suburbs. High incomes. High discretionary spending. Low credit utilization. Homeowners. Many have graduate degrees. Curious about new things. Buy the best.

% of HHs: 1.33%
Income: $182.4K
Spending: $104.2K
Credit Use: Low

Icon: CoupleIcon: High Spending $65K+Icon: Many Lines of Credit – Low Use

Group L
Retired | Age 65+

L60. Comfortable with Credit: Upscale Retirees
Retired couples and singles in city areas. High income. Moderate discretionary spending. Credit active. Homeowners. Conservative investors. Slowing down.

% of HHs: 1.22%
Income: $118.3K
Spending: $42.3K
Credit Use: Moderate

Icon: SingleIcon: Moderate Spending $35K-$65K Icon: Many Lines of Credit – Moderate Use

Group L
Retired | Age 65+

L61. Rewarding Retirement: Affluent Suburbanites
Couples in upscale city neighborhoods, no kids. Healthy retirement incomes. Moderate discretionary spending. Very low credit utilization. Homeowners. College-educated. Very conservative. Follow current events.

% of HHs: 2.8%
Income: $132.4K
Spending: $47.7K
Credit Use: Low

Icon: CoupleIcon: Moderate Spending $35K-$65K Icon: Some Lines of Credit – Low Use

Group L
Retired | Age 65+

L62. Affluent Elders: Older Upscale Suburbanites
Educated elderly retirees in upscale city neighborhoods. Significant retirement income, moderate discretionary spending. Low credit utilization. Generally financially conservative. Satisfied with lifestyles.

% of HHs: 1.28%
Income: $131.4K
Spending: $56.8K
Credit Use: Very Low

Icon: SingleIcon: Moderate Spending $35K-$65K Icon: Some Lines of Credit – Low Use

Group L
Retired | Age 65+

L63. Established Wealth: Suburban Retirees
Well-off couples in upscale city suburbs. Some credit use. High income and discretionary spending. Enjoy spending but seldom make impulse purchases. Weekend/vacation home.

% of HHs: 2.06%
Income: $173K
Spending: $98.5K
Credit Use: Very Low

Icon: CoupleIcon: High Spending $65K+Icon: Many Lines of Credit – Low Use