Aggregated FICO – High Score
Top 70% of consumers with lowest estimated risk of credit delinquency in next 24 months.
83.7%(of HHs)
Aggregated FICO – High Auto Score
Top 70% of consumers with lowest estimated risk of credit delinquency in next 24 months, with credit behavior weighted towards the auto industry.
83.16%(of HHs)
Aggregated FICO – High Credit Card Score
Top 70% of consumers with lowest estimated risk of credit delinquency in next 24 months with credit behavior weighted towards the credit card industry.
82.17%(of HHs)
Aggregated FICO – High Mortgage Score
Top 70% of consumers with lowest estimated risk of credit delinquency in next 24 months, with credit behavior weighted towards the mortgage industry.
82.77%(of HHs)
Aggregated FICO Score > 820
Households with an aggregated credit risk measure greater than 820.
0.02%(of HHs)
Aggregated FICO Score 801 – 820
Households with an aggregated credit risk measure between 801 and 820.
1.01%(of HHs)
Aggregated FICO Score 781 – 800
Households with an aggregated credit risk measure between 781 and 800.
6.77%(of HHs)
Aggregated FICO Score 761 – 780
Households with an aggregated credit risk measure between 761 and 780.
12.83%(of HHs)
Aggregated FICO Score 741 – 760
Households with an aggregated credit risk measure between 741 and 760.
14.97%(of HHs)
Aggregated FICO Score 721 – 740
Households with an aggregated credit risk measure between 721 and 740.
14.86%(of HHs)
Aggregated FICO Score 701 – 720
Households with an aggregated credit risk measure between 701 and 720.
13.37%(of HHs)
Aggregated FICO Score 681 – 700
Households with an aggregated credit risk measure between 681 and 700.
11.19%(of HHs)
Aggregated FICO Score 661 – 680
Households with an aggregated credit risk measure between 661 and 680.
8.69%(of HHs)
Aggregated FICO Score 641 – 660
Households with an aggregated credit risk measure between 641 and 660.
6.3%(of HHs)
Aggregated FICO Score 621 – 640
Households with an aggregated credit risk measure between 621 and 640.
4.37%(of HHs)
Aggregated FICO Score 601 – 620
Households with an aggregated credit risk measure between 601 and 620.
2.81%(of HHs)
Aggregated FICO Score < 600
Households with an aggregated credit risk measure less than 600.
2.71%(of HHs)
Millennials – Aggregated FICO – High Score
Millennial households with top 70% of consumers exhibiting lowest estimated risk of credit delinquency in the next 24 months.
25.5%(of HHs)
Excellent or Good Financial Health
Households with an aggregated credit score greater than 720.
50.45%(of HHs)
Lackluster Financial Health
Households with an aggregated credit score less than 721.
49.44%(of HHs)
Segment data updated Q3, 2022