Digital Targeting Segments neither contain nor reveal any personally identifiable information.
Economic Cohorts: Young
Percentages listed are the percentage of all US households (HHs) that fall into this segment.
Digital Targeting Segments neither contain nor reveal any personally identifiable information.
Percentages listed are the percentage of all US households (HHs) that fall into this segment.
Struggling single parents. Discretionary spending nearly outpaces income. High credit utilization. Poorly managed credit. Renters. Blue collar jobs. Child-influenced.
Single twenty-somethings, no kids. Discretionary spending nearly outpaces income. High credit utilization. Lack budgeting savvy. High school educations/some college, blue collar jobs. Renters. Social.
Families with kids, most are married. Income slightly greater than discretionary spending. Not many credit/loan accounts, moderate credit utilization. Cannot save much money. Comfortable borrowing. Enjoy the outdoors.
Young singles, many are students. Simple finances. Income is somewhat higher than discretionary spending. Small number credit/loan accounts. Cell phone only.
Single parents. Heavy utilization of few lines of credit. Little savings. Renters. Most completed high school, some college. “Swayable Shopaholics.”
Young singles renting in downscale, urban areas. Discretionary spending just within income. High credit utilization. Favor debit cards. Auto and sports enthusiasts.
Young families in big cities. Mid-range income. Spenders, not savers. Borrow freely. Tend to carry a credit card balance. Renters. Thrill-seekers that value material possessions.
Young singles in downscale, big city neighborhoods. No kids. Some college or Bachelor’s degree. Renters. Mid-range income. Active credit users; high credit utilization. Shopaholics living for today.
Young families. Small towns or city suburbs. Moderate discretionary spending and income and average credit utilization. Carry a balance. Homeowners and renters. Family-oriented.
No kids. College-educated singles and couples in towns or city suburbs. Average number of credit /loan accounts; discretionary spending in check. Approval seekers.
Upcoming young families in cities. Controlled discretionary spending, moderate credit utilization. Some are college-educated. Starting to save. Ambitious and launching careers. Impulse shoppers.
Upcoming young singles in cities. Moderate discretionary spending and credit utilization. College-educated. Launching careers. Have student loans. Trendy and adventurous.
Ambitious married couples with kids. High income, moderate discretionary spending habits. Credit active. Tech savvy. Midscale to upscale neighborhoods. “Swayable Shopaholics.”
Educated young singles. No kids. High income, moderate discretionary spending habits. Very credit active. Limited investments. Thrill seekers. Value material possessions. Have a student loan.
Young parents with dual incomes. Financially stable. Planning for their futures. Low credit utilization. Spend within their means. Big city, upscale neighborhoods. Child-oriented.
College educated singles and some couples. High income. Low credit utilization. Comfortable taking investment risks. Focused on paying off loans. Big city, upscale neighborhoods.
Married with kids. High discretionary spending relative to their high income. Low credit reliance. Finances are under control. Have a nest egg. Social climbers.
Ambitious, highly educated singles. High income and discretionary spending levels. Low credit utilization. Comfortable borrowing money, but never or rarely carry credit card balance. Follow trends.
Ambitious, upscale city dwellers. Rent or own apartments in fashionable downtown districts. Very high income, high discretionary spending. Well-managed credit. Tech savvy. Enjoy active adventures.