Digital Targeting Segments neither contain nor reveal any personally identifiable information.
Financial Cohorts: Small City
Percentages listed are the percentage of all US households (HHs) that fall into this segment.
Digital Targeting Segments neither contain nor reveal any personally identifiable information.
Percentages listed are the percentage of all US households (HHs) that fall into this segment.
Small-city singles and married couples with minimal assets and low incomes. Use credit heavily. “Spenders” rather than “savers.”
Low income, home-owning families with negligible assets living in smaller cities. Heavily reliant on credit with multiple credit lines and high balances.
Families planning for retirement by investing in mutual funds and their 401K. Have moderate incomes, modest assets and a deposit-heavy portfolio.
Older, childless households that prefer low-risk investments. Have meager assets and occasionally use credit cards. Live in low-income areas of small cities.
Singles and couples with some assets and moderate incomes. Portfolios have a moderately complex mix of investments, including mutual funds and retirement funds.
Pre-retirement, home-owning couples with moderately complex portfolios that include mutual funds and deposits. Multiple lines of credit and high credit balance compared to income.
Couples and singles in small cities with conservative portfolios comprised of interest-bearing deposits and a few funds. Disciplined spenders who use credit cards infrequently.
Retirement-focused families. Comfortable with moderate risk and invest mainly in mutual funds. Active credit card users but maintain low balances.
Married, risk tolerant couples with high assets and incomes. Keep assets in stocks and mutual funds. Low credit card usage.
Older, retired, single and married homeowners in small cities, with mixed investments managed by and advisor. Smart consumers with low credit activity.
Married couples in or nearing retirement with high assets, incomes, and spending. Fairly complex, high-risk investments including stocks and mutual funds. Credit well managed.